Regional Head Commercial Credit Cards

Job Requirements

Role – Regional Head Commercial Credit Cards

Function/Department – Credit Cards

Location - Mumbai, Chennai, Bengaluru, Gurgaon

Job Purpose :

Drive acquisition of NTB corporate clients and overall growth of commercial credit card business across assigned cities/region.

Primary Responsibilities:

Strategic sourcing and closure of corporate credit card deals
Portfolio Management - Activation, Converting Payment Flows to Card Spends, First line of collections for delinquent customers, Retention
Source NTB corporate clients across all commercial card variants
Work closely with Corporate & Retail RMs to customize solutions and close deals
Lead client discussions and solutioning
Coordinate UCIC creation and file clearance through retail underwriting
Build external partnerships
Provide market and competitor insights

Secondary Responsibilities:

One Bank approach
Deep knowledge of regulatory guidelines
Customer First attitude and approach

Managerial & Leadership Responsibilities:

Revenue and profitability
Team and culture building

Qualifications: Graduation: Post graduate Degree

Industries : Banking, Credit cards, Corporate Payment platforms, NBFCs

Experience: 10+ years of experience in relevant fields