Relationship Officer - LAP ( Karimnagar )

Job Summary** As a Relationship Officer for Loan Against Property (LAP) in Karimnagar, you will be responsible for building and maintaining strong client relationships, facilitating LAP applications, and ensuring a seamless customer experience. Job Responsibilities** * Identify and acquire new customers seeking Loan Against Property (LAP) products. * Develop and nurture relationships with existing clients to ensure repeat business and referrals. * Conduct thorough credit assessment and due diligence for LAP applications, including property valuation and documentation verification. * Guide clients through the entire LAP application process, explaining terms and conditions, and addressing their queries. * Achieve assigned sales targets for LAP products and contribute to the overall growth of the business in the Karimnagar region. * Collaborate with internal teams, including credit, legal, and operations, to ensure efficient processing and disbursement of loans. * Stay updated on market trends, competitor activities, and regulatory changes related to LAP products. * Prepare and submit regular reports on sales performance, client interactions, and market feedback. Job Qualifications** * Bachelor's degree in Business Administration, Finance, Marketing, or a related field. * Proven experience (1-3 years) in sales or relationship management, preferably in the banking or financial services industry, with a focus on secured lending products like LAP. * Strong understanding of Loan Against Property products, credit appraisal processes, and relevant regulatory guidelines. * Excellent communication, negotiation, and interpersonal skills. * Ability to build rapport with clients and effectively manage customer relationships. * Goal-oriented with a strong drive to achieve sales targets. * Proficiency in local language (Telugu) and English. * Knowledge of the Karimnagar market and surrounding areas is an advantage. * Ability to work independently and as part of a team. At Credit Saison India, we are driven by Innovation, Inclusion, and Integrity to create a meaningful Impact. As one of India's fastest-growing NBFC lenders, our mission is to bridge the credit gap and transform lives by empowering underserved communities. Our journey is fueled by a team of 1,400+ employees across 80+ branches, with an AUM of over $2 billion. Join us and help build a brighter financial future for millions across the country. Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, Credit Saison India has a branch network of 80+ physical offices, 2.06 million active loans, an AUM of over US$2B and an employee base of about 1,400 employees. Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.